We’ve all heard the horror stories: a family dog, despite having no history of aggression, snaps suddenly and bites a child. This can be extremely traumatic for everyone involved. Fortunately, there is protocol in place that can make the legal aspects of a dog bite’s aftermath go smoothly.
According to the ASPCA, more than 4.7 million dog bites occur annually in the U.S., and children are the victims of more than half of these. If your dog bites someone else’s child, the top priority is getting the child the medical attention he or she may need. If the bite breaks the skin, a doctor visit is necessary, as animal bites can get infected easily. Once the situation has calmed down, you can begin to think about the repercussions that could affect you and your dog.
Dog bite law varies slightly locally or by state (a full list of state statutes can be found at www.nolo.com), but the general idea is the same throughout the U.S. The penalties are largely dependent on your dog’s history. If your dog has never bitten anyone or shown any type of aggressive behavior, it’s entirely possible that the damages will be covered by your homeowners or renters insurance, according to attorney Kenneth M. Phillips. But if your dog has a history of biting, jumping on people or showing any other potentially violent behavior, it’s an entirely different story; you will probably have to pay for the damages and possibly additional fines or penalties. This is often called the “one bite rule” and is law throughout the U.S. Many states also have statutory liability acts, which say that the dog owner can also be held responsible for the damages if they did something irresponsible that led to the bite.